FederalTILDisclosures

Uses the Component:FederalTILDisclosuresType

Federal Truth In Lending Disclosures

Fields and Components

Table 6.76. Fields and Components

Name Description Occurrence Type Data Type User Notes
AnnualPercentageRate

The customer's buy rate.

0..1Field udt:PercentType  
CanadaACRPercentage

The actual cost of the financing. Use Province to determine of required.

0..1Field udt:PercentType  
FinanceChargeAmount

The total of interest paid on the contract.

1..1Field udt:AmountType  
TotalOfPaymentsAmount

The total of dollar amount of payments to be made on the retail loan or lease.

1..1Field udt:AmountType  
TotalSalePriceAmount

Downpayment plus the total of payments.

0..1Field udt:AmountType  
FirstPaymentDate

Indicates the first date of payment.

0..1Field udt:DateType  
PaymentSchedule

Represents the schedule of payments to be made.

1..*ComponentPaymentScheduleType 
LeaseRateMoneyFactorString

Lease rate charged to customer by the Dealer.

0..1Field qdt:StringType  
RetailFilingFeeAmount

A fee that is collected up front that is not itemized.

0..1Field udt:AmountType  
NonFilingFeeInsuranceAmount

Coverage amount for non filing.

0..1Field udt:AmountType  

Sample XML

The XML Sample provided here is an approximation of the generated XML for this component. Not all of the fields are required for implementation.

Example 6.76. FederalTILDisclosures

<FederalTILDisclosures>
     <AnnualPercentageRate>......</AnnualPercentageRate>     [0..1]
     <CanadaACRPercentage>......</CanadaACRPercentage>     [0..1]
     <FinanceChargeAmount>......</FinanceChargeAmount>     [1..1]
     <TotalOfPaymentsAmount>......</TotalOfPaymentsAmount>     [1..1]
     <TotalSalePriceAmount>......</TotalSalePriceAmount>     [0..1]
     <FirstPaymentDate>......</FirstPaymentDate>     [0..1]
     <PaymentSchedule>......</PaymentSchedule>     [1..*]
     <LeaseRateMoneyFactorString>......</LeaseRateMoneyFactorString>     [0..1]
     <RetailFilingFeeAmount>......</RetailFilingFeeAmount>     [0..1]
     <NonFilingFeeInsuranceAmount>......</NonFilingFeeInsuranceAmount>     [0..1]
</FederalTILDisclosures>